Get your finances in order with this FREE Printable Budget Sheet! Includes monthly expenses and budget trackers that keep your budget on track.
This post is part of a social shopper marketing insight campaign with Pollinate Media Group® and Payoff, but all my opinions are my own. #pmedia #payoffmindset #whatsyourpayoff http://my-disclosur.es/OBsstV
I have a confession to make…I am HORRIBLE at budgeting. I am totally “right brained” and would rather spend my days drawing and taking pictures rather than track expenses or figure out my taxes. It seems like every year I get my debt paid off then some other expense comes our way and we get back in debt again. As much as I hate budgeting…I hate debt even more. I stay up at night thinking about it. I’m ready to end the cycle and get my finances in order with my FREE Printable Budget Sheet.
When my husband was in his last semester of college, I was laid off. Luckily we had some savings and I qualified for 4 months of unemployment, but we still ended up in what I consider way too much debt. We had to pay for school, rent, a move and I was pregnant with our first child. Talk about stress!
My husband got a steady job and I started my graphic design business at home and we ended up paying off our debt in one year. I can contribute that to being EXTREMELY faithful to our budget. We never ate at restaurants, and we didn’t buy anything that wasn’t essential (no clothes, no new makeup, only cheap or free entertainment). Getting that debt paid off felt soooo good and it was nice to not have to pay anymore high credit card interest rates.
If I had known about Payoff.com, I would have jumped on that! Payoff.com helps you pay off your credit card debts fast with lower interest rates. It’s easy to apply and it won’t affect your credit score. It takes like 2 minutes to apply and once you’re approved, they’ll pay off your cards in 2 days. If you don’t get approved for the loan, you can still benefit from their Lift program which gives you tools and advice for paying off your debt. They’re also super friendly. It’s not available in Arizona (YET!) but they still emailed me to ask if I needed anything or had any questions! Love that! They also have a great Facebook page with more tips, so add them to your feed.
What would you do with more financial freedom? Vacation more? Remodel your home? Buy a new wardrobe? Put it in savings?
If you like this post, you’ll love my other printable schedules!
The Printable 2 Week Schedule is great for planning out all your tasks for the next two weeks!
Stay Healthy with this Weekly Meal Planner!
Maintain a Clean Home with this Printable Cleaning Schedule!