Empty out vanilla snack packs in a small bowl.
Add pumpkin puree, cinnamon, nutmeg and cloves and stir until combined.
Refrigerate pudding.
Empty chocolate snack packs into another small bowl and refrigerate.
Rinse out snack packs with water and let dry.
Once pudding is chilled, layer pumpkin mixture with the chocolate mixture.
Top off with whipped cream and garnish with granola.